Privacy by Design in its Purest Form

The 60-Second Honest Privacy Summary

We believe privacy policies should be short, transparent, and easy to understand. Here is exactly what we do and do not do with your information:

1. What We Keep

Your Email: Strictly used to deliver proactive 4-stage renewal countdowns and security alerts.
Item Names & Due Dates: The titles and renewal dates you log (e.g. Netflix, Gym, Car Insurance) so our reminder engine can track them.
Uploaded Receipts: Files or receipts you choose to store for personal offline access.

2. What We NEVER Touch

ZERO Bank Logins or Passwords: We will never ask for your bank username, password, or financial credentials.
NO Forced Bank Linking (No Plaid): We never snoop on your real-time bank accounts or credit card statements.
NO Data Brokers: We never sell, rent, or monetize your records or contact info to advertisers.

3. Where It Is Hosted

Bank-Grade Encryption: Data at rest is secured with AES-256; data in transit is protected via TLS 1.3.
Hardened Cloud Infrastructure: Hosted in world-class, SOC-2 and ISO 27001 certified data centers.
Compartmentalized Storage: Your records are strictly isolated by unique user account keys.

4. For How Long

While Active: Retained only for as long as you maintain your account.
Instant CSV Export: Download all your records, dates, and spending metrics in 1 click at any time.
Immediate Permanent Purge: When you delete your account, all items, alerts, and files are permanently erased.

At LifeKeep (“we,” “our,” or “us”), your privacy is sacred. We built LifeKeep to help you organize your most critical household details — subscriptions, warranties, bills, vehicle records, and personal documents — and we treat your data with the highest level of security and confidentiality.

1. Zero Bank Credentials Required (Privacy by Design)

Unlike legacy finance apps that demand real-time access to your personal bank accounts, LifeKeep is built on the principle of Zero Bank Linking. We operate with zero knowledge of your bank account numbers, PINs, or online banking passwords. You remain in total sovereign control of what items you log.

2. Information We Collect & Why

We only collect information necessary to provide, protect, and deliver your automated life admin alerts:

Account Information: Your name, email address, password hash, or Google OAuth token.
Vault Items & Records: Details you explicitly input or upload (subscription names, renewal dates, purchase prices, warranty serial numbers, uploaded receipt images).
Payment Processing: All checkout and billing transactions are processed directly through PCI-DSS Level 1 certified processors (such as Stripe or Lemon Squeezy). We never store or handle raw credit card numbers.
Technical Telemetry: Anonymized diagnostic logs solely for security, DDoS mitigation, and system uptime.

3. We Do Not Sell Your Data

We do not sell, rent, monetize, or trade your personal information or logged items to third parties, marketers, or data brokers. There are zero third-party tracking advertisers inside LifeKeep.

4. Data Storage, Hosting & Encryption

All data in transit is encrypted using modern TLS 1.3 protocol. Data at rest is encrypted using AES-256 standard encryption. Database rows are strictly compartmentalized and tied to your verified user ID.

5. Data Retention & GDPR / CCPA Compliance

In accordance with the EU General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA), you have full rights over your data:

Right to Access & Portability: You may export all your records in clean CSV format directly from your dashboard.
Right to Rectification: You can edit, update, or modify any logged item at any second.
Right to Erasure (Right to be Forgotten): You can permanently delete individual records or request complete account termination. Deletion is instantaneous and permanent.

6. Contact Our Data Protection Officer

If you have any questions regarding this Privacy Policy or our Privacy by Design architecture, please contact us directly at [email protected]